Terms of Use

The following terms and conditions govern your use of the L&T Finance Holdings Limited website (www.ltfinanceholdings.com) and the information accessible on or from this site. Please read these terms and conditions carefully before accessing any material/information available on this website. If you do not agree with any of these terms and conditions, please do not use this website. By accessing any part of this website and/or using the information provided on or via this website you agree to be bound by the Disclaimer clause below and you will be deemed to have accepted the Privacy Policy in full. If you have any queries please contact:

L&T Finance Holdings Limited
8th Floor, City 2, Plot No 177
Vidyanagari Marg, CST Road, Kalina
Santacruz (E), Mumbai 400 098


The information contained in this web site (including market views/outlook expressed herein, if any) is for general information only and does not have regard to specific investment objectives, financial situation and the particular needs of any specific person/investor. It should not be construed as an offer or solicitation of an offer for purchase of any products/services/securities/instruments etc of L&T Finance Holdings Limited or any of its subsidiaries or any of its Group Companies and associated companies (collectively referred to as the “L&T Group”). The newsletters, reports and other articles available on this website purely contain the personal views and/or opinion of the respective author (unless otherwise specified) and does not necessarily reflect the views, policies, and ideology of L&T Finance Holdings Limtied or L&T Group. Hence, readers are advised to take their consultant’s / advisers views and advice, and accordingly independently assess and take their own independent decisions without being influenced by the views and opinions of the authors. Investments in financial products/services/securities/instruments inherently involve risks and you should consult your legal, tax and financial advisors before investing. Past performance is not a guide/ indicative of future returns and may not necessarily provide a basis for comparison with other investments. The value of investments and income from them may go down as well as up and an investor may not get back the amount invested. Reference to individual companies or other investments is included solely for the purpose of illustration and should not be taken as a recommendation.

No representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of information appearing on this web site; L&T Finance Holdings Limited or any of its Associates/Group Companies cannot be held liable for any loss (either direct or indirect) arising directly or indirectly from the use of, or any action taken in on, any information appearing on this website. Neither the Company nor any of its Associates/Group Companies testify/confirm the authenticity of the data mentioned in this website and you are strictly advised to rely on your investigations and take your own professional advice.


All rights, title and interest (including, but not limited to all copyrights, trademarks, and other intellectual property rights, if any) in this website belong to us. In addition, the names and other indicia identifying our products and services are our proprietary marks. You acknowledge that you do not own and shall not acquire any title, interest, or right in any in the intellectual property rights of L&T Finance Holdings Limited.

Terms of Intellectual Property

All information displayed, transmitted or carried on this website (including, but not limited to, directories, guides, articles, opinions, reviews, text, photographs, images, illustrations, profiles, audio clip, video clips, trademarks, logos etc) is protected by and in the name of L&T Finance Holdings Limited and under various other intellectual property laws in the territory of India.

Limited License and Permitted Use of site

Except as expressly provided in this clause nothing contained in this website shall be construed as conferring any license or right, expressly, by implication, by estoppel or otherwise, under any intellectual property rights, or under any third party's intellectual property rights, and no part of this website may be reproduced, republished, copied, transmitted or distributed in any form or by any means without written permission of L&T Finance Holdings Limited.

You are granted a limited license to download material or information from this web site. You may take a single copy of the content displayed on this web site for personal, non-commercial use only, provided that you do not remove any trademarks, copyright and any other information contained on this website. You shall not archive or retain any information or content herein in any form without written permission of L&T Finance Holdings Limited.

Confidential Information

L&T Finance Holdings Limited discourages you from sending or posting to this website any information that you consider to be confidential or proprietary. Please note that if you do send or post any such information or material, L&T Finance Holdings Limited will assume that it is not confidential. By sending or posting any information or material, you grant L&T Finance Holdings Limited an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you agree that L&T Finance Holdings Limited is free to use any ideas, concepts, know-how or techniques that you send or post for any purpose on this website.

Linking to other websites

As a convenience, this website contains links to other websites operated by third parties that are not controlled by, or affiliated or associated with L&T Finance Holdings Limited. Accordingly we do not make any representations concerning the privacy practices or policies of such third parties or terms of use of such sites, nor does we control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages or other materials available on such sites. The inclusion or exclusion does not imply any endorsement by L&T Finance Holdings Limited of the site, the site's provider, or the information on the website.

The third party websites may also contain links to external websites, having further linked websites, controlled or offered by third parties (Non-Affiliates of L&T Finance Holdings Limited), in order to help you find relevant websites, services and/or products which may be of interest to you, quickly and easily. The contents displayed or products / services offered on such linked websites or any quality of the products/ services are not endorsed, verified or monitored by L&T Finance Holdings Limited. L&T Finance Holdings Limited is also not responsible for the owners or operators of such external websites or for any products or services they supply or for the contents of their websites and do not give or enter into any conditions, warranties, express or implied; or other terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external website to which this website includes a link infringes the intellectual property rights of any third party). 

Limitation of liability

Under no circumstances shall L&T Finance Holdings Limited be liable to any users of this website for:

- loss, injury, claim, liability or damages (either direct or indirect or opportunity losses) of any kind resulting from the use of or the inability to use the material on this site, even if L&T Finance Holdings Limited had been advised of the possibility of such damages and regardless of the form of action, whether in contract, tort or otherwise;
- special, direct, indirect, incidental, punitive, exemplary or consequential damages of any kind whatsoever (including without limitation attorney's fees) in any way due, resulting from or arising in connection with the use of or the inability to use this web site or its content/materials;
- claim attributable to errors, omission or inaccuracies in or destructive properties of any information available herein
- no warranty and representation/disclaimer


L&T Finance Holdings Limited reserves the right to change the information provided on or via this website, including the terms of this disclaimer, at any time and without notice. However, L&T Finance Holdings Limited shall not undertake to update the content contained on this website from time to time. It is recommended that you review the information provided on or via this website, including the terms of this disclaimer, periodically for changes. L&T Finance Holdings Limited shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability on account of such change in the information on this website.

RBI Disclaimer

The Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any statements or representations made or opinions expressed by L&T Finance Holdings Limited and for discharge of its liability.