We provide secured and unsecured term loans for the financing of a variety of assets and products in the rural economy in India.

The products of our retail finance segment are typically standardized. Our existing range of retail products includes the following:

These schemes are aimed at financing the acquisition by farmers of a variety of farm equipment for their own use, such as tractors, trailers, harvesters and planters. This is typically a secured loan with a tenor of up to five years.

This is a scheme aimed at financing the acquisition by rural entrepreneurs of tractors for rental to farmers. This is typically a secured loan with a tenor of up to five years.

This is a scheme aimed at financing the acquisition of small commercial vehicles for carrying goods and passengers. This is typically a secured loan with a tenor of up to four years.

This is a scheme aimed at financing the acquisition of farm equipment and small sized transport vehicles by dealers, as working capital, for resale to the public. This is a revolving unsecured loan which remains valid for one year.

In addition to the above, we recently launched Apna Car, which is a scheme aimed at financing the acquisition of cars and multi-utility vehicles for personal use. This is a secured loan with a tenor of up to seven years.

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